SilverSneakers Nashville members — and millions of other Americans — are paying for a gym membership they don’t need to pay for, because their health insurance already covers it.
If you’re 65 or older and on Medicare, there’s a good chance you qualify for a free or heavily discounted gym membership through programs like SilverSneakers, Silver&Fit, Renew Active, or Active&Fit. And if you live in or around Hermitage, Tennessee, you can use those benefits right here at Hermitage Fitness.
Here’s everything you need to know.
What is SilverSneakers?
SilverSneakers is a fitness benefit program included with many Medicare Advantage plans. Instead of paying out of pocket for a gym membership, qualifying members can access participating fitness centers — including Hermitage Fitness — at no additional cost.
The program has been around since 1992 and now covers tens of millions of Americans. Despite that, a huge number of people who qualify never take advantage of it simply because they don’t know it’s available to them.
Which Programs Does Hermitage Fitness Accept?
We currently accept the following insurance-based fitness programs:
- SilverSneakers — included with many Medicare Advantage plans
- Silver&Fit — offered through various Medicare Advantage and Medicare Supplement plans
- Renew Active — UnitedHealthcare’s fitness benefit program
- Active&Fit — a fitness benefit available through select health plans
If your insurance plan includes one of these benefits, your membership at Hermitage Fitness may be covered at little to no cost to you.
How Do I Know If I Qualify?
The easiest way to check is to:
- Look at your insurance card — some cards list SilverSneakers or similar benefit logos directly on the card
- Log into your insurance member portal — most plans list included benefits when you log in online
- Call your insurance provider — ask specifically whether your plan includes a fitness benefit and which program it uses
- Stop by our front desk — bring your insurance card and we’ll check your eligibility for you, right there, for free
We check eligibility regularly and are happy to help you figure it out. Most people are surprised to learn they’ve been eligible for months or years without knowing.
What’s Included with an Insurance-Based Membership?
Everything. An insurance-based membership at Hermitage Fitness gives you the same full access as any paying member:
- Full gym floor access — cardio equipment, free weights, machines
- Indoor heated pool (84°F)
- Hot tub with therapeutic jets (104°F)
- Dry sauna (200°F)
- Steam room (120°F)
- Cold plunge (49°F)
- Indoor track (12 laps = 1 mile)
- All group fitness classes — including water aerobics, chair fitness, cardio, and kettlebell
Pool amenities are available during staffed hours (Mon–Fri 6am–8pm, Sat 8am–2pm, Sun 12–4pm). The gym floor, indoor track, and locker rooms are accessible 24/7.
Why Does This Matter?
For many older adults on a fixed income, a gym membership can feel like a luxury. These programs exist specifically to remove that barrier — because staying physically active as you age is one of the most powerful things you can do for your long-term health, independence, and quality of life.
Regular exercise for seniors has been shown to:
- Reduce the risk of falls and improve balance
- Lower blood pressure and support heart health
- Reduce symptoms of arthritis and joint pain
- Improve mood, cognitive function, and sleep quality
- Help maintain a healthy weight
A gym membership — especially one that’s already paid for by your insurance — is one of the best investments in your health you can make.
Ready to Get Started?
Stop by our front desk during staffed hours and bring your insurance card. We’ll check your eligibility on the spot and get you set up. If you have questions first, give us a call at (615) 953-3177 or email FrontDesk@HermitageFitness.com.
We’d love to see you in here.
Hermitage Fitness is located at 3924 Lebanon Pike, Hermitage TN 37076. We are a locally and veteran-owned gym serving the Hermitage community since the early 1960s.
